Account Access Account AccessUnforeseen Expenses for Seniors1. Major house improvements or repairs2. Major dental expenses3. Significant out-of- pocket medical or prescription expenses from achronic health condition or disability that did not limit the retiree'sability to care for himself or herself4. Drop in home value of 25 percent or more5. Illness or disability that limited the retiree ability to care for himselfor herself6. Running out of assets7. Sudden loss of total value of savings of 25 percent or more due to afall in the market8. Going on Medicaid9 Loss of capacity requiring someone outside the household to manageyour money10 Divorce during retirement11 Significant damage to or loss of home due to fire or natural disaster12 Loss of home through foreclosure 13. Bankruptcy14 Victimization by fraud or scam15 Loss in total value of savings of 10 percent or more due to poorinvestment decisions16 Death of a spouse or long-term partnerContact us we can help!"Today's decision is tomorrow peace of Mind"