Account Access

Unforeseen Expenses for Seniors

1. Major house improvements or repairs

2. Major dental expenses

3. Significant out-of- pocket medical or prescription expenses from a

chronic health condition or disability that did not limit the retiree's

ability to care for himself or herself

4. Drop in home value of 25 percent or more

5. Illness or disability that limited the retiree ability to care for himself

or herself

6. Running out of assets

7. Sudden loss of total value of savings of 25 percent or more due to a

fall in the market

8. Going on Medicaid

9 Loss of capacity requiring someone outside the household to manage

your money

10 Divorce during retirement

11 Significant damage to or loss of home due to fire or natural disaster

12 Loss of home through foreclosure

13. Bankruptcy

14 Victimization by fraud or scam

15 Loss in total value of savings of 10 percent or more due to poor

investment decisions

16 Death of a spouse or long-term partner

"Today's decision is tomorrow peace of Mind"