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Top Reasons Why You Should Pre-Plan Your Funeral

The funeral is one of the most important decisions you will ever make. What should be included in the funeral? Who should speak at the funeral? Where should it take place? The answers to these questions are all up to you, but what if you don't have time to answer them because your funeral has already taken place and now it's too late? Let's discuss why pre-planning your funeral is so important, and how easy it can be.

Just like the major events in your life such as weddings and births, funerals deserve just as much planning and consideration. Pre-planning your funeral can ensure that you get the funeral you want, without any added stress to your loved ones in a time of grieving. It also allows you to take care of all the details yourself so that there is one less thing for your loved ones to worry about.

What is funeral pre-planning?

Planning your funeral in advance is a service provided by many funeral homes which allows you to make funeral arrangements in accordance with your wishes from the comfort of your own home. You can provide instructions on funeral flowers, music choices, and even choose a coffin for yourself that is available now or at a future date. Pre-planning also allows you to pay funeral costs upfront so there are no unexpected additional expenses when you are gone.

For some people, funeral pre-planning is an important aspect of setting your fina; wishes. For others, funeral pre-planning is not necessary because they already have instructions for their funeral and do not wish to change them later on. Whatever may be your reason, we cannot deny that it is important as we move on with our lives.

Why should I pre-plan my funeral?

Reason #1: Funeral pre-planning saves you money

When you pre-plan a funeral, you have the opportunity to purchase funeral services and goods at today's prices, rather than paying tomorrow's prices. In most cases, pre-planning also allows you to pay funeral costs upfront so there are no unexpected additional expenses when you are gone.

When you finalize your plan, we can advise you of the total cost. You do not have to set aside funds for your plan, but doing so protects you against escalating funeral costs. By locking in today's funeral costs and ensuring that the necessary funds are set aside, you help relieve yourself of unnecessary future worry and your survivors of an unexpected expense.

Reason #2: Funeral pre-planning gives you a peace of mind

Pre-planning your funeral can provide a sense of comfort and peace. Knowing that everything is taken care of and that your loved ones will not have to make difficult decisions during a stressful time can be very reassuring. You also avoid the possibility of family conflict over funeral arrangements. When you have a funeral plan in place, everyone knows what you want.

Many who have undergone the emotional strain of arranging a funeral within hours of losing a loved one have made the choice to pre-plan their own funeral. Doing so lifts the burden from their loved ones by relieving decision-making pressure at a time of grief and emotional stress.

Reason #3: Personalize the way you want to go out

When you pre-plan your funeral, you have the opportunity to personalize it in any way you choose. You can specify the type of service, music, readings, and even the funeral home itself. If there is something specific that you want to be included in your funeral service, a pre-arranged funeral plan makes it possible.

Personalizing a funeral makes it more fulfilling, meaningful, and memorable for those who attend. You can make complex decisions ahead of time when you have the time to think things through.

Reason #4: Family and friends have more time to grieve

Funeral pre-planning allows funeral arrangements to be made before the death of a loved one. This gives surviving family and friends time to grieve, pay tribute, and honor their deceased friend or relative without having to worry about funeral details such as selecting an appropriate funeral home, finding a casket that fits within your budget, deciding on burial and so on.

Many funeral homes also offer grief support groups which can be very helpful for family and friends during this difficult time.

Reason #5: You have more time to enjoy your life

Pre-planning your funeral can be a way to take care of business and put your mind at ease. It gives you more time to properly enjoy your life, go on vacation, see family and friends, and do the things you always wanted to do as you don't have to worry about anything since everything will be taken care of by the time of your passing.

As funeral pre-planning allows you to plan ahead, your loved ones will have time to get organized and deal with the funeral arrangements without facing undue stress. If they are not financially capable of paying for funeral expenses, they can file an application online or at their local Department of Social Services office.

Reason #6: Make your final wishes known

With pre-planning your funeral, you make your final wishes known to your family and friends. You can share your funeral wishes with them. They will know the type of funeral you want and it will save time, money, and effort as they won't have to make a lot of decisions at such an emotional time.

Reason #7: It is a personal choice

Pre-planning a funeral is a personal choice and it is a way of making funeral arrangements in advance. Some people feel that the funeral pre-planning process helps them cope with their loss better and quicker because they have already accepted the death.

Pre-planning provides you with the time needed to make practical, detailed decisions that reflect your standards, lifestyle, taste, and budget. And we assure you and your family that the choices you make will be carried out as planned.

A graphic summarizing key statistics regarding long-term care

An infographic stating that for every 67 women in long-term care there are 33 menAn infographic showing percentages of various age groups in long-term care, with 85+ being the highest at 55%

What are the types of long-term care facilities?

Long-term care facilities include nursing homes, assisted living communities, and skilled nursing facilities. Each of these care types offers unique amenities and services.

Skilled nursing facilities (SNFs) provide the highest level of medical care of any long-term care facility. This care is executed by registered nurses under the supervision of doctors. It’s fairly equivalent to the level of nursing care a patient would receive in a hospital, but in a more comfortable, residential setting. SNFs often also offer rehabilitation services, physical and occupational therapy, and post-surgical care.

The goal of SNFs is to provide transitional care — in other words, they’re designed for short- and mid-length stays of several months rather than the duration of a resident’s lifetime. It’s important to note that this is different from transitional home care. In some situations, short stays in SNFs may be covered by Medicare.

Nursing homes also offer round-the-clock medical care and are generally staffed by licensed practical nurses and nurse aides under the supervision of a limited staff of doctors or registered nurses. While nursing homes offer medication management, wound care, and assistance with medical needs, they focus primarily on residential, custodial care and help with activities of daily living (ADLs).

While some nursing home residents stay only for short-term rehabilitation, others reside there for the duration of their lifetime.

Assisted living communities, unlike nursing homes and skilled nursing facilities, aren’t designed to provide comprehensive medical care. Assisted living residents are generally active but often need assistance with some ADLs, like dressing and bathing. They enjoy a maintenance-free lifestyle where meals, activities, and housekeeping services are provided, and they generally live in private rooms or apartments with access to community amenities. Some assisted living communities may have memory care wings or secured memory care units for those who have memory loss challenges. It’s important to ask about staff-to-resident ratios in assisted living, especially if your loved one has a higher need level.

Home health care agencies can also provide long-term care. This care takes place in a senior’s home and includes both ADL assistance and medical services, depending on a patient’s needs.

Hospice care is prescribed by doctors when a patient is expected to live for six or fewer months from the time of admission. Some agencies who provide data sets, like the National Center for Health Statistics (NCHS), include hospice care under the umbrella of long-term care, while others, like the Centers for Disease Control and Prevention (CDC), do not.

A doughnut chart visualizes the stat that 85.8 million people are enrolled in Medicaid in 2023.

Medicaid vs. Long-Term Care Insurance

A pie chart showing how many people have life insurance.

A chart showing how people think their funeral expenses will be paid for.

Florida Funeral Information

Funeral providers:

At last count, there are 6665 funeral homes, 208 cemeteries, and 1,660 funeral directors, undertakers, and morticians in the State of Florida.

Cremation: The cremation rate is nearly 70% (2017), and the cremation waiting period is 48 hours. Bio-cremation (alkaline hydrolysis) is legal. Ashes may not be scattered on public land or water.

Other Funeral Facts:

  • If the final disposition will not take place within 24 hours, the body must be embalmed or refrigerated.
  • Home funerals are legal.
  • State regulation of funeral and related industries falls under the purview of the Funeral, Cemetery & Consumers Services division of the State of Florida