Funeral- Legacy-Retirement Planning

Financial Services Offered: Funeral Planning, Legacy Planning, Retirement Planning

Estate Planning, Medicare Planning, Medical Ailment Planning Educational Planning, Business Planning, Payroll Deductions

Employee Benefits, Charitable Planning, Mortgage Planning, Seminar/Workshop Planning, Annual Reviews.

Financial Products Offered: Life Insurance, Dental Insurance, Vision Insurance, Hearing Insurance, Accidental Insurance, Medicare Supplements, Trusts, Annuities, Cancer Insurance, Critical Illness Insurance, Hospital Indemnity, Long Term Care Insurance, Disability Insurance, Medical Insurance, Buy-Sell Agreements, Group Benefits, Identity Theft Protection, Legal Planning.

Funeral Planning

Have you ever had to pay for a funeral? If so how much did it cost? Did you know that the national average exceeds 8,000? Did you know that a funeral is the third largest single purchase for most people? Did you know that Social Security only covers $255 toward a funeral if you qualify? Did you know that VA will only pay up to $749 for Non-Service Related Deaths if you qualify? Did you know that your household income will be cut by as much as 1/3 with the death of your spouse? Did you know that 70% of those who die did not leave behind a will? Did you know that 85% of those who pass left zero knowledge or financial means of last wishes? Is there a way I could take care of my funeral today and lock in the Cost forever so my love ones would not have to bare that responsibility? Yes as an organization its two things we always recommend:

1) Plan in Advance

2) Fund in Advance

Legacy Planning

Are you concerned about your Kids or grand kids future? Do you want them to attend college? Would you like to leave them a nest egg for the world? Are you raising a special-needs child? Are your kids prepared financially for that day when your not there? Would you like to leave a charitable contribution to your church? Do you own a business? If so do you have a buy-sell agreement set in place? Do you have a succession plan? Do you have business partners? If so when do they plan to retire? What is their plan? Are you leaving the business to the kids? If so what are the percentages? What will happen to your employees? What if you loose some or all of them to rival competition? Do you have a non-compete agreement plan set in place? Are your kids competent to run the business? We understand that these questions are daunting.

Retirement Planning

Are you ready to retire? Do you think you will out live your money? Can you afford to retire? When should I apply for Social Security? How should you take your Pension? How should you invest during retirement? What should you to do about health insurance? What should you do about an illness that requires long term care insurance? Where do you want to live after you retire? How should you arrange your estate to save money on taxes? How will you pay for healthcare? How will you generate cash when you stop working Are you considering selling your home? Are you married? If so when does you spouse plans to retire? What are your plans when one of you pass away? Do you plan to live by yourself? Do you plan to move in with the kids? Do you plan to enter into nursing home? What is you life expectancy from the age you plan to retire? We understand that these questions are daunting.